There's a possibility I may be briefly relocated to Lusaka, Zambia for six months. It's a short amount of time so I don't think it's worth it to open a bank account, and I'll still be getting paid South African Rand into my South African Bank Account. I just want to know from expats living in Zambia if there's enough ATMs and if they accept VISA in most places.
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VISA credit cards are the most often accepted and recognised in Zambia, but places may add an additional 5 percent onto the cost of an item to cover their bank charges for processing the card. Most things can be purchased for a lower price with cash. Make an effort to exchange in SA, as the bureaux de change in Zambia take decent size commissions.