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Dental insurance included in Canadian healthcare?


Stephanie's picture
By Stephanie - Posted on
21 June 2011
Hi-

I'm approaching the 90-day mark in Canada, so I can soon apply for comprehensive medical insurance, and was just wondering if the national plan covers you for dental?
Stephanie's picture
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Last seen: 4 weeks 6 days ago
Joined: 04/19/2010

Living in:
Cape Town, South Africa

From:
Charlotte, North Carolina (the USA)

Stephanie's Website
Not a chance, you'll have to take your pearly whites elsewhere, the MSP or provincial healthcare in Canada doesn't include dental, it just includes basic medical expenses (ie. doctor's visits, hospital stays); dental, optometrics and even ambulance transport remain for your to pay out of pocket. Which is why some people (though not the majority) opt for some combination of private and public health insurance in Canada - especially if your cavity prone and nearly blind ;)

The best thing to do is go to your province's web site and look for exactly what's covered. If you're still unsure, give them a quick call.

If you're employed by a Canadian company though, chances are they offer some kind of private insurance as part of our contract and will pay half the premium. Obviously what kind of coverage you get depends on the plan, but there will most likely be an option available that does include dental.

Otherwise, there's a multitude of private contractors that you can contact yourself to arrange coverage - Blue Cross is one good one.
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