Expat Health Insurance
Cigna Global Health Insurance.
Medical insurance specifically designed for expats. With Cigna, you won't have to rely on foreign public health care systems, which may not meet your needs. Cigna allows you to speak to a doctor on demand, for consultations or instant advice, wherever you are in the world. They also offer full cancer care across all levels of cover, and settle the cost of treatments directly with the provider.
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I would suggest taking a look at the Cost of Living in Australia page.
Whether you can afford to live in Oz without working will depend on a number of things such as the rental income from your house in the UK, How much you have in saving, the amount of money your husband will bring in and your general lifestyle.
Furthermore, you didn't say whereabouts in Australia you would be living. Sydney and Melbourne both have very high costs of living.
Hope this helps
Shantalie