Sign in to join the discussion or ask one of our experts another question.

Using US Income to purchase UK Home?

SJC1984's picture
By SJC1984 - Posted on
04 September 2016

I've just applied for a resident visa (through marriage) in the U.K. I am originally from the U.S and was wondering if anyone has any experience on purchasing a home with U.S forms of income. For me, I currently receive US Veterans Benefits and social security. These are my two forms of income. Can these be recognized as a verified form of income in order to obtain a mortgage to purchase a home? This would be happening in a couple years time of course, but I'm under the impression it would be counted as "solid" income to purchase a home with my wife.
Can anyone help me with this? Thanks for your help!
Ps. I understand I cannot apply to become a citizen until 2.5 X 2 = 5 years in the UK. Does this affect anything as well as long as I'm a legal resident and married to a UK national? Thanks!

Shantalie's picture
Last seen: 5 hours 41 sec ago
Joined: 01/08/2012

Living in:
Cape Town, South Africa

London, England

Hi there,

I'd advise you speak to a mortgage broker about the intricacies of securing a mortgage in the UK. The requirements are likely to be different for foreigners especially if your source of income is from abroad and it'll also vary according to the size of the bond you'll require.

I suggest reading the Buying Property in the UK page for some background information as well.


Your rating: None Average: 5 (1 vote)

Post new comment

Please only respond to the original question. If you have a new question, click here
By submitting this form, you accept the Mollom privacy policy.

Comment Note

If you are not logged in, your comment will first be moderated before showing up on the page. Thanks for being patient. Please don't resubmit your comment when you don't see it appear immediately.

If you browser seems to hang when submitting a comment, please click here and reload the main Q and A Forum Page.

Read more posts about The United Kingdom

Login with your Facebook account (Recommended)
, after login or registration your account will be connected.