Cost of living in Abuja

Despite previous perceptions, the cost of living in Abuja for expats has significantly decreased in recent years. Economic fluctuations, including a weakened naira, have contributed to a shift in the city’s affordability compared to other global destinations.

While expats who earn in foreign currencies may find Abuja more affordable than before, the reality is that there remains a vast gulf between the wealthy and those living in poverty. The cost of living varies greatly depending on an individual’s income source and lifestyle choices.

While many residents face financial hardship, a select few experience a very different lifestyle, using their wealth to fund international business ventures, luxury shopping, and private education.

Cost of accommodation in Abuja

Despite the overall drop in the cost of living, accommodation in Abuja remains relatively expensive, typically requiring payment in annual lump sums rather than more manageable monthly instalments. Most rental contracts are still offered on a mandatory two-year lease basis.

While this can seem outrageous and unattainable, your employer may provide housing as part of your relocation package. Often, this will also include a security guard and a housekeeper. If you’ve only been allocated an accommodation allowance, make sure the amount promised is enough to secure appropriate housing in Abuja, as well as cover additional expenses like generators and general repairs.

Cost of transport in Abuja

If you’re moving to Nigeria for work and are employed by a large company, it’s quite likely that you’ll be offered the transport services of a driver as part of your package.

Although this may sound excessive, it’s necessary, especially to get anywhere on time and unharmed. Abuja’s roads are among the best in Nigeria – rickshaws and motorcycle taxis (okadas) are partially banned, traffic wardens are plentiful, and the government has covered most of the potholes. Despite this, the main roads are chaotic, congested, and hazardous to the inexperienced driver.

Cost of groceries in Abuja

The cost of Western food items in Nigeria is significantly inflated. You can expect to pay a decent chunk more for many standard Western groceries. That said, local produce is cheap. Nigeria has an excellent climate, so an array of fruits and vegetables are available all year round.

Clothes

As is the case with food, prices for Western clothes are high. If you want value for money, consider selecting material and having clothes made by a local tailor or buying second-hand from any of the clothing sellers in Abuja. If you’re in the mood to splurge, several modern malls have emerged in the city, where you can find numerous international fashion brands.

Cost of entertainment and eating out in Abuja

Entertainment and dining out in Abuja encompass a wide price range, but often lean towards the higher end for Western tastes, reflecting the city’s general cost of living. While there are eateries and entertainment spots that cater to a more budget-conscious audience, the costs can escalate, especially in more upscale areas or establishments catering to expats and the city’s affluent crowd.

Cinemas are a popular choice for a night out, and the price for a pair of movie tickets is on par with what you might expect in other large cities. Numerous modern malls within the city also provide various entertainment options, though at a relatively high cost. The contrast in pricing between local and expat-oriented establishments is noticeable, so it’s worth exploring a mix of both to find a balance between cost and preference.

Cost of education in Abuja

You may not consider public schools an option, given the low standards of educational facilities, so it’s common for expats to send their children to an international school in Abuja or a boarding school back home.

Within the city, the Lead British International School and the American International School are among the most sought-after schools for private education. Fees at these schools can be expensive, so ensure that your salary package makes provision for this.

Cost of healthcare in Abuja

Healthcare in Abuja presents a stark disparity between public and private facilities. The public healthcare system is underfunded and often falls below the standards you might be accustomed to. The preferred choice is private clinics and hospitals, which offer a higher standard of care, albeit at a considerably higher cost than public healthcare facilities.

A peculiar practice is the upfront cash payment frequently required by healthcare providers, which could be substantial depending on the treatment needed. This necessitates robust insurance coverage, and many expats opt for international health insurance policies that cover a broad range of medical treatments and even medical evacuation when necessary.