Canadian healthcare is first class and medical care in Waterloo, as in the rest of the country, is largely funded by the national health insurance system.
The doctors in Ontario are highly educated and medical staff are highly competent, so expats can rest assured they will be well taken care of in Canadian hospitals.
Health insurance in Waterloo
Waterloo falls under the Ontario Health Insurance Plan (OHIP). OHIP extends coverage to all residents of the Ontario province at a monthly premium (automatically deducted from a person's salary in tax).
The insurance covers doctors, specialists and all necessary medical surgery. Co-pays are extremely low or non-existent. Note that OHIP does not cover prescription medication, while dentistry and optometry are only covered under certain conditions.
Eligibility for access to OHIP depends on an expat's length of stay. Additionally, there is a three-month waiting period before OHIP coverage starts for new arrivals. We advise expats to apply for their OHIP card on arrival in Waterloo, and to invest in private insurance for their first three months.
Hospitals in Waterloo
St Mary’s General Hospital
Address: 911 Queen’s Boulevard, Kitchener
Grand River Hospital
Address: 835 King Street West, Kitchener
Are you an expat living in Waterloo?
Expat Arrivals is looking for locals to contribute to this guide, and answer forum questions from others planning their move to Waterloo. Please contact us if you'd like to contribute.
Expat Health Insurance
Cigna Global can tailor an international health insurance plan to perfectly fit the needs of you and your family. With 86 million customers in over 200 countries, Cigna Global has unrivalled experience in dealing with varied and unique medical situations and delivering high standards of service wherever you live in the world.
Sirelo has a network of more than 500 international removal companies that can move your furniture and possessions to your new home. By filling in a form, you’ll get up to 5 quotes from recommended movers. This service is free of charge and will help you select an international moving company that suits your needs and budget.