The process of securing suitable, reasonably priced accommodation in Canada can be a long and arduous task for expats. There is high demand and a general shortage of accommodation in Canada’s major metros, so new arrivals with little knowledge of Canada’s property market might benefit from using a real-estate agent. 

Most expats moving to Canada rent a home, at least initially, to get a feel for their new city before committing to purchasing a house.

Types of accommodation in Canada

Expats moving to Canada will find a range of property types available. The options vary somewhat between cities, but accommodation generally consists of apartments (usually located in city centres), townhouses (also known as rowhouses), and standalone houses (typically found in the suburbs). 

Canada is a modern, highly industrialised and economically stable country, and the standard of accommodation is generally high. Houses in Canada are generally more spacious than in Europe and will usually have some kind of heating system in place to deal with some of the weather extremes.

Most rental homes in Canada come unfurnished, so expats will need to account for the cost of buying or leasing furniture.

Finding accommodation in Canada

We recommend that expats research their destination city well in advance and try to pinpoint potential neighbourhoods in line with their budget, lifestyle and needs. Trawling through online rental classifieds and real-estate websites will give prospective residents an idea of what is available. 

Once in Canada, it is a good idea to view a few properties, check out different areas and neighbourhoods, test the market and calibrate one's expectations accordingly. Social media groups are also a good jumping-off point. 

If expats have no luck on their own, real-estate agents are a good resource. Since many landlords don't want to bother with the hassle of finding tenants, estate agents often have a mandate over the best rental properties in a given city.

Renting property in Canada

Lease agreements are very important in Canada and are usually strictly adhered to. Prospective tenants should be sure to read the contract carefully, as its conditions are legally binding once it's been signed. 

The agreement will cover the following considerations: 

  • duration of the lease (usually 12 months, often extendable) 

  • additional financial responsibilities of the tenant (water will normally be included in the rental charge, but tenants will have to pay for gas and electricity) 

  • deposit (often this will be one month’s rent, refundable in principle as long as the property is returned in the same condition)

Expat Health Insurance

Cigna Health Insurance

Cigna Global Health Insurance.

Moving your family abroad can be intimidating, but learning about medical options such as family health insurance early on can help you settle successfully.

  • Comprehensive Family coverage, wherever you go
  • Paediatric coverage for well-child visits & immunizations
  • Access to dental and orthodontic care
  • 24/7 multilingual Customer Service

Get a quote from Cigna Global (10% off family health plans in June)

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