With Costa Rica being a popular destination among retirees, quality of healthcare is something at the forefront of people’s minds when considering whether or not to make the move. Thankfully, the standard of healthcare in Costa Rica is good. In fact, the country boasts some of the best facilities in Latin America.
Costa Rica has two healthcare systems, both of which are accessible for expats. There is both a government-run universal healthcare system and a private healthcare sector. Both systems are constantly being developed and improved and the majority of expats tend to use a combination of the two.
Compared to most developing countries, the cost of healthcare in Costa Rica is low across the board, and many doctors, particularly those working in the private sector, speak good English.
Public healthcare in Costa Rica
The government-run universal healthcare system in Costa Rica is called the Costa Rica Social Security fund or Caja Costarricense de Seguro Social (CCSS). The system is most commonly referred to as 'Caja'. Through its network of hospitals and clinics, CCSS is responsible for providing cost-effective healthcare to the population. Although the system is often overstretched, it has served Costa Rica well.
Private healthcare in Costa Rica
While many expats have access to public healthcare in Costa Rica, most opt for private services or a combination of public and private services. These offer speedier services and a higher standard of care. Although more costly than public services, private healthcare is still highly affordable compared to what expats may be used to paying in Europe and North America.
Health insurance in Costa Rica
Expats who are legal residents of Costa Rica are required to sign up for Caja and make monthly contributions based on a percentage of their income. This will give them access to free treatment for everything from a check-up and prescription drugs to major surgeries under the CCSS. While dependent spouses are also covered by CCSS, other visitors and tourists will only have access to public healthcare services in emergencies.
Under the Costa Rican private healthcare system, patients have the option of paying cash for their treatments or using insurance. For peace of mind, most expats opt for private health insurance so that any and all healthcare costs will be covered.
Pharmacies and medicines in Costa Rica
Pharmacies in Costa Rica are known as farmacias and can be found scattered all over the country. They tend to be well stocked and most medicines can be ordered if they aren't immediately available. Prescriptions are generally only required for antibiotics and psychotropic drugs, so regulations are far less restrictive than in Europe, North America or Australia.
Emergency services in Costa Rica
The main emergency number in Costa Rica is 911. This connects the caller to the police, fire department and emergency medical services. Emergency lines are manned by bilingual speakers of Spanish and English. Ambulance services in Costa Rica are relatively fast and efficient and paramedics are well trained.
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"It’s excellent and affordable but not perfect, as in all countries. The longevity rate is comparable with many first world nations. We have both a public and private system. Many foreigners come here for joint replacement, cosmetic dentistry and plastic surgery." Read more of Christopher's observations about expat life in Costa Rica.
Are you an expat living in Costa Rica?
Expat Arrivals is looking for locals to contribute to this guide, and answer forum questions from others planning their move to Costa Rica. Please contact us if you'd like to contribute.
Expat Health Insurance
Cigna Global Health Insurance
With Cigna, you won't have to rely on foreign public health care systems, which may not meet your needs. Cigna allows you to speak to a doctor on demand, for consultations or instant advice, wherever you are in the world. They also offer full cancer care across all levels of cover, and settle the cost of treatments directly with the provider. Cigna is currently offering a 10% discount for seniors (over 60) on their Silver package.
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