The cost of living in the Channel Islands is fairly high. Most things in the Channel Islands are more expensive compared to mainland UK, and this is largely due to the cost of importing goods to the islands. Jersey, the larger of the two bailiwicks, has a slightly higher cost of living than Guernsey. Accommodation, food and furniture are especially pricey, but fuel and insurance are generally cheaper than in the UK.

Cost of accommodation in the Channel Islands

With limited space on the islands, it's expensive either to buy or rent accommodation in Jersey and Guernsey. There are extensive licensing and permit regulations governing the rent and purchase of housing on the islands, and expats are often limited to just a portion of the local market.

The cost of parking might not be included in rental costs, and the price of utilities such as gas and electricity has been steadily rising over the last few years.

Cost of transport in the Channel Islands

The small size of both Jersey and Guernsey make it quite possible to live without a car. Although, those who decide to drive on the islands will be glad to know that petrol, insurance and parking are cheaper here than in mainland UK. Public transport, cycling and walking are affordable and efficient alternatives to driving in the Channel Islands.

Cost of food and groceries in the Channel Islands

Much of the fresh produce sold in the Channel Islands is imported, and the cost of doing so is generally passed on to the customer, hiking the price for these goods. Local produce is much cheaper and can be found at town markets, although the quantity is typically limited.

The Channel Islands are well known for fresh and high-quality cuisine, particularly seafood. Eating out in Jersey or Guernsey costs about the same as eating out in London.

Cost of education in the Channel Islands

The cost of education in the Channel Islands is equal to or lower than in the UK. State schools are free to attend in Jersey and Guernsey, as they are in the UK, while private schools on the islands are usually just as good as those in the UK, with much lower fees.

Cost of entertainment and eating out in the Channel Islands

The cost of eating out and entertainment in the Channel Islands can vary, but it generally tends to be more expensive than in many other countries. This is due to the fact that the Channel Islands are a popular tourist destination, and prices can reflect the high demand for services. However, the cost of living in the Channel Islands is still lower compared to major cities in Europe, so the overall cost of entertainment may still be lower for expats.

Expats can expect a variety of entertainment options, including cinemas, theatres, bars, restaurants and cultural events. There are also many outdoor activities available, such as hiking, cycling and water sports, as well as a range of sports facilities. Additionally, the Channel Islands are known for their rich history and heritage, and there are many historic sites and museums to visit.

The Channel Islands offer a wide range of dining options, including local specialities, international cuisine and fine dining restaurants. The quality of food is generally high, as the islands are known for their fresh seafood and produce, and many restaurants and cafés make use of locally sourced ingredients. Expats can expect to find high-quality dining options, but with prices that reflect the premium experience.

Cost of living in the Channel Islands chart

Prices may vary depending on product and service provider. The list below shows average prices for St Helier, Jersey in February 2023.

Accommodation (monthly rent)

Three-bedroom apartment in the city centre

JEP 2,500

Three-bedroom apartment outside the city centre

JEP 2,400

One-bedroom apartment in the city centre

JEP 1,440

One-bedroom apartment outside the city centre

JEP 1,390

Food and drink

Dozen eggs

JEP 3.99

Milk (1 litre)

JEP 1.25

Rice (1kg)

JEP 2.96

Loaf of white bread

JEP 1.70

Chicken breasts (1kg)

JEP 4.66

Pack of cigarettes (Marlboro)

JEP 10.39

Eating out

Three-course meal for two at a mid-range restaurant

JEP 100

Big Mac meal


Coca-Cola (330ml)

JEP 2.07


JEP 3.62

Bottle of beer (local)



Mobile call rate (per minute – mobile to mobile)

JEP 0.51

Internet (uncapped ADSL or cable – average per month)

JEP 33

Basic utilities (average per month for a standard household)

JEP 168


Taxi rate/km

JEP 3.05

City-centre public transport fare

JEP 2.20

Gasoline (per litre)

JEP 1.30

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