Located on the very southern tip of Spain, Gibraltar is a tiny British Territory covering an area of 2.6 square miles (6.7km²). Locals fondly refer to their home as ‘The Rock’ in tribute to the soaring Rock of Gibraltar that dominates the space. Expats moving to Gibraltar are in for a relaxing and largely satisfying experience in the British Territory.
Living in Gibraltar as an expat
Surrounded almost completely by water, Gibraltar is joined to Spain by a land border of under a mile (1.2km) as a comparatively long coastline of seven miles (12km) winds around Gibraltar. At first glance, Gibraltar may not stand out as an expat destination, but it has long held a reputation as an international financial centre, especially when it comes to offshore banking. While you might be attracted by lucrative job offers within the financial industry, you might also come here to spend your twilight years on the Mediterranean coast. It’s especially popular among British retirees.
Although it has a small population of approximately 34,000, Gibraltar’s diminutive size means that it’s far from spacious, and housing is hard to find. Residents on the island are far outnumbered by tourists, who frequently exceed 10 million visitors a year. It follows that tourism is a thriving industry, with plenty of opportunities for seasonal workers or those looking to start a venture.
Gibraltar is a British Overseas Territory with a local government. It is entirely self-governing except in matters of defence and international affairs, which are handled by Britain. Gibraltar’s culture is largely influenced by its Spanish neighbours rather than its British rulers. Those unused to the relaxed, languid lifestyle typical of Spain may take a while to adjust to life in Gibraltar.
Banking, Money and Taxes in Gibraltar
Working in Gibraltar
Business in Gibraltar
Cost of living in Gibraltar
Despite the lack of value-added and sales tax in Gibraltar, the cost of living in the territory is high. Owing to Gibraltar’s small size, accommodation will be the biggest expense you must prepare for. Living further out from the city centre and securing shared housing are some of the ways to minimise this cost.
Almost everything has to be imported into Gibraltar, which makes for pricey groceries, furniture, clothing and electronics. Most expats and locals choose to shop in neighbouring Spain to save on some items. A major advantage of Gibraltar’s size is that the territory is compact, making it easy to get around, so you can save some money on your commute.
Families and children in Gibraltar
Expat families are more likely than not to enjoy their time in Gibraltar, owing to the many family-friendly attractions and excellent public education on offer. State schools are free to attend between the ages of 4 and 15, but most students choose to continue their sixth form education thereafter.
While there are no international schools in Gibraltar, you have the option of sending your children to international schools in Spain. Parents who would like for children to learn a globally recognised curriculum or continue in their home country’s syllabus typically choose this option. There are also two private schools in Gibraltar that teach through a Roman Catholic lens, although parents interested in this option will need to apply well ahead of time to avoid disappointment. Private and international schools are generally associated with high fees, so negotiate an education allowance in your relocation package where possible.
Climate in Gibraltar
Gibraltar enjoys abundant sunshine throughout the year, with up to 11 hours daily during peak summer months. The weather is characterised by dry (May to September) and wet seasons (October to April). Fortunately, temperature variations are rare, and you can expect warm weather year round.
The lifestyle on The Rock is generally excellent, and even if you’re moving to Gibraltar for career-related reasons, you’re sure to find some time to kick back, relax and enjoy your beautiful surroundings.
Fast facts
Population: Approximately 34,000
Neighbouring countries: Spain is to the north and is the only land border of Gibraltar, Morocco lies across the Strait of Gibraltar to the south, and the Mediterranean lies to the east.
Geography: Gibraltar is a small territory on a peninsula at the southern tip of Spain. The peak of the Rock of Gibraltar is its highest point, and the rest of the territory is sea-level lowlands.
Political system: Devolved representative democratic parliamentary dependency under a constitutional monarchy
Main languages: English and Spanish
Major religions: Roman Catholicism
Money: The Gibraltar Pound (GIP) is divided into 100 pennies and is pegged to the British Pound. To open a bank account, expats will usually have to present a valid passport and proof of address.
Tipping: A service charge is generally included in restaurant bills, and a 10 percent tip for good service is standard.
Time: GMT+1
Electricity: 230V, 50Hz. Plugs most commonly in use are the round two-pin type or the rectangular three-pin plug typical of Europe and the UK, respectively.
Internet domain: .gi
International dialling code: +350
Emergency contacts: 999 (all emergency services – police, medical, and fire)
Transport and driving: Thanks to Gibraltar’s small size, it’s quite easy to get around on foot. Others prefer to drive cars or motorcycles. For public transport, there is a well-established bus network, which makes it easy to get around, and there are taxis available as well.
Further reading
►For info about medical treatment, doctors and hospitals, see Healthcare in Gibraltar
Are you an expat living in Gibraltar?
Expat Arrivals is looking for locals to contribute to this guide, and answer forum questions from others planning their move to Gibraltar. Please contact us if you'd like to contribute.
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