I just read Stephen Patriarca's (UK Expat)interview on moving and retiring in Austria. Stephen made particular comment about deciding where to have one's pension taxed - but didn't comment further. Can annyone give advice on the suitable pension options for for a UK Expat retiring in Austria? What should I look out for? There are a lot of QROPS providers offering "great benefits", but start up and annual costs are high. Is a UK SIPP better, particularly if the fund amount is not significant. Also Austrian tax kicks in at 36.5% after the first Euro 11,000. whereas in the UK for retired persons the tax level is only 20% after the pensionable tax allowance (currently approx. Euro 12,000.