Healthcare in Mexico
There are three levels of healthcare in Mexico, the lowest of which is a limited coverage system in place for unemployed Mexicans (which expats will not need to utilise).
The second level of healthcare is a public sector national healthcare program (IMSS). Expats working for Mexican companies automatically qualify to receive treatment under this umbrella.
Part of employees' paycheques are automatically deducted to pay for the coverage, and retired expats can also join the group; although, coverage is not automatic. The quality of care provided by the system appears across a broad range. Some hospitals and clinics are truly first-rate, while others are less consistent, particularly in rural areas.
The top level of healthcare is provided by private clinics and hospitals. Expats already covered by the national healthcare system who would like to utilise this level of care should have additional health insurance in order to shoulder the high expenses incurred by this sector. Private hospitals are generally better and more consistent than those government-supported facilities.
Expats who opt to remain covered under their private insurance from home need to make sure that their Mexican hospital of choice accepts foreign insurance providers, and that the hospital can provide documentation for reimbursement from insurance companies.
On a whole, healthcare in Mexico is of a high standard and is provided at a lower cost than in neighbouring America. As a result, nearly one million US citizens, most of whom don't have insurance, go to Mexico each year to find cheaper treatment and pay 'out-of-hand'.
Senior citizen expats can qualify for discounts on healthcare.
The second level of healthcare is a public sector national healthcare program (IMSS). Expats working for Mexican companies automatically qualify to receive treatment under this umbrella.
Part of employees' paycheques are automatically deducted to pay for the coverage, and retired expats can also join the group; although, coverage is not automatic. The quality of care provided by the system appears across a broad range. Some hospitals and clinics are truly first-rate, while others are less consistent, particularly in rural areas.
The top level of healthcare is provided by private clinics and hospitals. Expats already covered by the national healthcare system who would like to utilise this level of care should have additional health insurance in order to shoulder the high expenses incurred by this sector. Private hospitals are generally better and more consistent than those government-supported facilities.
Expats who opt to remain covered under their private insurance from home need to make sure that their Mexican hospital of choice accepts foreign insurance providers, and that the hospital can provide documentation for reimbursement from insurance companies.
On a whole, healthcare in Mexico is of a high standard and is provided at a lower cost than in neighbouring America. As a result, nearly one million US citizens, most of whom don't have insurance, go to Mexico each year to find cheaper treatment and pay 'out-of-hand'.
Senior citizen expats can qualify for discounts on healthcare.
