Cost of Living in Nigeria

► Buy the Expat Guide to Nigeria in PDF format


Underestimating the high cost of living in Nigeria is one of the worst relocation mistakes an expat can make. 
cost of living in Nigeria
Expats with little knowledge of this West African country may be quick to assume life in Lagos or Abuja is provincial and therefore affordable. In actuality, Nigeria’s two largest urban centres ranked as two of the most expensive destinations in the world; Lagos and Abuja placed 25 and 36 respectively out of 211 destinations evaluated in the 2014 Mercer Cost of Living Survey.
Rural areas and smaller urban centres in Nigeria levy a far less expensive lease on life, but the majority of expats are concentrated in these two aforementioned locales, if not in one of the oil-rich and isolated southern Niger Delta states.
Many may wonder how an African country often reprimanded for its high levels of poverty, crime and corruption can beat out global powerhouses like Berlin and Barcelona in cost of living calculations. The answers lie in the oil boom of the 1970s, which allowed economic expansion and population growth to explode and mushroom.
As a result, private investment in luxuries and amenities catering for businesses and foreigners skyrocketed and prices followed.
Still, for 90 percent of the Nigerian population, the cost of living is around USD 1 per day. Expats in Nigeria, however, will need considerably more than that to enjoy the standard of living they expect - and that employers go out of their way to cater for - despite the deteriorating infrastructure. As a result, in Nigeria there remains a glaring absence of a middle class. The rich are filthy rich and the poor are dismally, irrevocably poor.

Cost of housing in Nigeria

The cost of accommodation in Nigeria is indiscriminately high; though, in most cases hiring employers will not only find and secure housing, they will also foot the bill. 
In fact, many foreign companies have purchased or sub-let large quantities of housing in areas that have become known as expat enclaves, and are thus easily prepared to make the necessary home arrangements. 
Additionally, due to Nigeria’s peaking crime rates and devastatingly unreliable electricity supply, expats will also need to prepare to account for security costs and extra facility (generator) costs.  

Cost of transport in Nigeria

Much like accommodation, the cost of driving and getting around in Nigeria can also levy some unexpected fees. Most expats prefer to hire a driver to negotiate the treacherous traffic and legendary gridlock that besieges roadways that are far below standard.   Thus, this individual’s monthly salary must be tacked onto the normal costs you associate with transport (car payments, petrol and car insurance). 
Taking public transport in Nigeria is not an option; the ramshackle buses and improvisational motorbikes that exist to get people from point A to point B are often not roadworthy and are incredibly risky.

Cost of education in Nigeria

For those moving to Nigeria with kids, the cost of sending them to a private international school (the local institutions will not be an option for expats) is also high, in some cases rivalling the cost of fees associated for universities. 

Cost of living in Nigeria chart 

Prices may vary across Nigeria, depending on product and service provider. The list below shows average prices in Nigerian Naira for Lagos in May 2015.

Accommodation (monthly rent)

Furnished two-bedroom apartment

NGN 850,000

Furnished two-bedroom villa

NGN 1,500,000

Food and drink

Milk (1 litre)

NGN 415

Cheese (500g)

NGN 1,100

Eggs (12)

NGN 360

White bread 

NGN 300

Rice (1kg)

NGN 390

1 packet of cigarettes (Marlboro)

NGN 200

Public transportation

City centre bus/train fare

NGN 150

Taxi rate per kilometre

NGN 300

Eating out

Big Mac Meal

NGN 1,600

Coca-Cola (330ml)   

NGN 140


NGN 522

Bottle of beer

NGN 500

Three-course meal at a mid-range restaurant

NGN 3,800


Uncapped ADSL Internet (per month)

NGN 13,750

Electricity (average per month for standard household)

NGN 20,000


Search Expat Arrivals

Become our local expat expert for your area!

Expat Arrivals is looking for contributors to make this the ultimate guide for international expats.

If you are an established expat who could make time to write useful information for expats in your city and answering forum questions from new and prospective expats, please contact us.

As our local expert you can have your profile showing on each page you publish, and will have an option to promote your website or blog.

Got a question about your new country?

Login with your Facebook account (Recommended)
, after login or registration your account will be connected.