Living expenses in Vietnam will differ depending on an individual’s lifestyle. Many expats are able to enjoy a good life in Vietnam without spending a fortune. The largest dents in an expat's monthly budget will be in the areas of housing, schooling and Western foodstuffs. Travel, phone and internet costs remain low.

Like most countries, Vietnam has its fair share of temptations for an expat's wallet. Being in Asia, there are lots of electronic gadgets that expats can spend their hard-earned salary on. However, with a little financial shrewdness, it's easy to live comfortably and save at the same time.


Cost of accommodation in Vietnam

The majority of expats moving to Vietnam do so on a short-term basis and therefore opt to rent property rather than buy. The cost of rent will vary depending on the standard of housing a person requires, as well as the location of a property.

On the other hand, expats will find a great many modern apartment complexes in Vietnam’s bustling cities and, as a result, there are more luxury accommodation options available to them. These condominiums and apartments come equipped with a range of facilities such as gyms, laundries and swimming pools. Naturally, rental prices are higher. 

As a rule of thumb, housing closer to the city centre comes at a premium while housing in outlying suburbs is more affordable.


Cost of transport in Vietnam

There are plenty of cost-effective ways to get around Vietnam. Expats can feel free to negotiate on taxi or motorcycle taxi fares. 

Most expats don't drive in Vietnam due to the chaotic conditions on the city streets. Those that do wish to have a private vehicle should hire a driver with knowledge of the local roads.


Cost of food and eating out in Vietnam

Vietnam is a food lover’s paradise. Not only are there many Western restaurants to choose from, but there is also a huge range of great local restaurants, food stalls and street vendors that cook up amazing fare while the customer waits.

Sticking to Western food and restaurants will burn a hole in one's wallet as many of the food items or ingredients are imported and the government levies high taxes on these goods. Eating Vietnamese food is cheap, tasty and definitely something to write home about. 

Fruit and vegetables from supermarkets are also a lot more expensive than those bought in the marketplace.


Cost of living in Vietnam chart

Note that prices may vary depending on location and service provider and the table below is based on average prices for Ho Chi Minh City in February 2021.

Accommodation (monthly rent)

Three-bedroom apartment in city centre

VND 28,000,000

Three-bedroom apartment outside of city centre

VND 18,000,000

One-bedroom apartment in city centre

VND 13,000,000

One-bedroom apartment outside city centre

VND 9,000,000

Groceries

Milk (1 litre)

VND 32,000

Dozen eggs

VND 32,000

Loaf of white bread

VND 18,500

Chicken breasts (1kg)

VND 68,000

Pack of cigarettes 

VND 25,500

Eating out

Big Mac Meal

VND 100,000

Cappuccino

VND 46,000

Local beer

VND 20,000

Three-course meal for two at a mid-range restaurant

VND 500,000

Utilities 

Mobile call rate (per minute – mobile to mobile) 

VND 2,000

Internet (uncapped – average per month) 

VND 270,000

Utilities (average per month for standard household)

VND 1,500,000

Transport and driving

City-centre bus fare

VND 6,000

Taxi (rate per km)

VND 14,000

Petrol (per litre) 

VND 21,000

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