Healthcare in Switzerland
Health insurance in Switzerland is compulsory for all Swiss residents including expats who must be insured within 3 months of arrival. Certainly Switzerland’s healthcare has very high standards, but it is expensive. The monthly fees for insurance vary from Canton to Canton, and even within the Cantons they differ from community to community.
Premiums are also calculated according to risk profile. A basic premium costs from CHF300 per month and a separate policy is required for each family member. This policy will only provide basic care so over 40% of Swiss residents choose to top-up their policy to receive more benefits.
Note that employees are expected to make healthcare arrangements themselves, unless in the rare case the employer has an arrangement with a specific provider.
Dental treatment is not covered by medical insurance so a separate dental policy is recommended. Swiss doctors routinely speak English. Switzerland is also well known for its high-end spas, wellness centres and sanatoria.
Premiums are also calculated according to risk profile. A basic premium costs from CHF300 per month and a separate policy is required for each family member. This policy will only provide basic care so over 40% of Swiss residents choose to top-up their policy to receive more benefits.
Note that employees are expected to make healthcare arrangements themselves, unless in the rare case the employer has an arrangement with a specific provider.
Dental treatment is not covered by medical insurance so a separate dental policy is recommended. Swiss doctors routinely speak English. Switzerland is also well known for its high-end spas, wellness centres and sanatoria.
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