New arrivals don't need to be overly concerned with safety and security in Ghana. Violent crime rates are relatively low and petty crime can often be avoided simply by being vigilant. 

Ghana is fairly safe compared to other African countries, and as long as new arrivals familiarise themselves with relevant issues and take the necessary safety precautions, they should enjoy a safe existence.


Crime in Ghana

Despite Ghana's reputation of being a generally safe country, the influx of people into the cities with limited chances of gainful employment have increased instances of pickpocketing, and residential- and vehicle burglary.

Due to their relative visibility and presumed wealth, foreigners will find themselves targeted more often than locals. It's important to be aware of one's surroundings, especially in crowded marketplaces and when withdrawing cash from ATMs. Walking at night should be avoided where possible.

Ghanaians are renowned for being friendly and helpful toward foreigners, but it is best to keep overly-friendly strangers at arm's length, as petty crime and scams are increasingly common. Pickpocketing and opportunistic crime are a concern and there are certain risk areas where one should exercise extra care. When in a vehicle, doors should be locked and windows kept wound up.


Driving safety in Ghana

One of the most pressing dangers in Ghana is the poor standard of driving. The country has a high road death toll and it's no secret that driving in Ghana can be a stressful experience. Many expats in Ghana hire a full-time driver, though this is a matter of personal preference and many others prefer to navigate the roads themselves.

One safety issue that foreigners driving in Ghana should consider is that any crowds that form after an accident often involve themselves in the situation, which can complicate matters. In these cases, an expat can be vulnerable if driving alone without knowledge of the local language. This is an instance where a local driver would be useful, as they will know how to handle the situation.

The roads are not always well-lit and some are in a state of disrepair. Driving at night should therefore be avoided and those driving on main highways should stay alert in case of road difficulties.

Expat Health Insurance

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Cigna Global Health Insurance

With Cigna, you won't have to rely on foreign public health care systems, which may not meet your needs. Cigna allows you to speak to a doctor on demand, for consultations or instant advice, wherever you are in the world. They also offer full cancer care across all levels of cover, and settle the cost of treatments directly with the provider. Cigna is currently offering a 10% discount for seniors (over 60) on their Silver package.

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