Banking in Fiji is relatively straightforward. A number of multinational banks have a presence in the country and are likely to provide the most suitable facilities for expats.

Expats should note that while the availability and standard of banking facilities in the main cities and tourist spots are good, they do become limited as one moves to the outer islands.

Money in Fiji

The official currency of Fiji is the Fijian dollar (FJD). Each Fijian dollar is divided into 100 cents. 

  • Notes: 2 FJD, 5 FJD, 7 FJD, 10 FJD, 20 FJD, 50 FJD, 100 FJD and 2,000 FJD

  • Coins: 5 cents, 10 cents, 20 cents, 50 cents and 1 FJD 

Currency can be exchanged at most major banks and bureaux de change, which can usually be found in urban centres and tourist resorts in Fiji. Expats travelling to more remote parts of Fiji should carry enough cash for their trip, as it can be difficult to access money or exchange currency in rural areas.

Banking in Fiji

Banking in Fiji is generally straightforward and efficient. Major multinational banks that can be found in the country include ANZ, Westpac and Bank of Baroda. Banks can be found in all major towns and cities, while the availability of banking services tends to be limited in rural areas and on the outer islands.

ATMs and credit cards

ATMs can be found at most banks in Fiji, as well as in shopping centres and tourist resorts. Most ATMs accept major international debit cards such as Cirrus and Maestro. Australian New Zealand Bank has ATMs scattered throughout Nadi and Suva.

Taxes in Fiji

Expats relocating to Fiji for work need to discuss taxes with their employer. They will need to take the necessary steps to avoid double taxation.

The rate of income tax varies depending on whether one is considered a resident of Fiji for tax purposes. Tax residents are those who live in Fiji permanently or are in Fiji for more than half of the tax year. Conversely, to be classified as non-resident for tax purposes, expats should not be permanently living in Fiji and should be in Fiji for less than half of the tax year.

Fiji has double-taxation treaties with some countries, which prevent some expats from being taxed on their income in both Fiji and their home country. Filing taxes is a complicated procedure even without having to file in dual tax systems, so we recommend expats consult a specialised tax advisor for support.

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