The reasonable cost of living in Malta is one of the archipelago's major drawcards. While it's true that Maltese salaries are significantly lower than in much of Europe, so is the cost of living, evening out into a comfortable and affordable lifestyle.

Valletta, the Maltese capital, and Sliema are popular with expats. They offer resorts, retail shops and modern housing, and are more expensive and populated than other areas.


Cost of accommodation in Malta

It’s possible to find a modern, furnished property with a small garden and one to three bedrooms at better value for money in Malta than in major European destinations such as the UK. Utilities are also less expensive, and most rentals come furnished.

Being selective about the area one chooses to live in can make a difference when it comes to rental costs. Accommodation in smaller outlying towns is cheaper than living in major cities. In larger cities, the city centre will have the highest rental costs with prices decreasing the further away one moves from the city centre. Newer property developments are more expensive than older homes.


Cost of food and clothing in Malta

Local products are cheaper than imported brands, and supermarkets are cheaper than smaller grocery stores. Produce from roadside markets is cheap as well as fresh. Eating out in Malta is cheaper than much of Europe.

The cost of clothing is on par with the rest of Europe, and expats will be able to find many of the same designers and brands, though taxes push up the cost of imported items. Since Sliema and Valletta cater to tourists and expats, high-end clothing shops and small retail stores are easy to find.


Cost of transport in Malta

Thanks to the island's small size, it's easy and cheap to get around. Most expats find the bus and ferry system to be adequate for their needs, using taxi services as an adjunct where necessary. Cars are a more expensive option due to the costs of tax, insurance and petrol. Street parking is usually free of charge but spaces are limited.


Cost of living in Malta chart 

Prices may vary depending on product and service provider. The list below shows average prices in January 2021.

Accommodation (monthly)

One-bedroom apartment in city centre

EUR 900

One-bedroom apartment outside of city centre

EUR 750

Three-bedroom apartment in city centre

EUR 1,500

Three-bedroom apartment outside of city centre

EUR 1,100

Shopping

Eggs (dozen)

2.50 EUR 

Milk (1 litre)

1 EUR 

Rice (1kg)

2 EUR 

Loaf of white bread 

1.15 EUR 

Chicken breasts (1kg)

7.20 EUR

Pack of cigarettes (Marlboro)

6 EUR 

Eating out

Big Mac Meal

8 EUR

Coca-Cola (330ml)

1.80 EUR 

Cappuccino

2.20 EUR 

Bottle of beer (local)

2.50 EUR 

Three-course meal for two at a mid-range restaurant

60 EUR 

Utilities

Mobile-to-mobile call rate (per minute)

0.30 EUR

Internet (uncapped ADSL or cable – average per month)

35 EUR

Basic utilities (per month for small apartment)

85 EUR

Transport

Taxi rate (per kilometre)

2 EUR

Bus/train fare in the city centre

1.50 EUR

Petrol/gasoline (per litre)

1.40 EUR

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