The reasonable cost of living in Malta is one of the archipelago's major drawcards. While it's true that Maltese salaries are significantly lower than in other parts of Europe, so is the cost of living, evening out into a comfortable and affordable lifestyle.

Valletta, the Maltese capital, and Sliema are popular with expats. They offer resorts, retail shops and modern housing and are generally more expensive and populated than other areas.


Cost of accommodation in Malta

It’s possible to find a modern, furnished property with one to three bedrooms and a small garden and get better value for money in Malta than in major European destinations such as the UK. Utilities are also less expensive, and most rentals come furnished.

Expats should choose where they want to live carefully, as their decision can be the difference between affordable and expensive rental costs. Accommodation in smaller outlying towns is cheaper than in major cities. In larger cities, the city centre will have the highest rental costs, with prices decreasing the further away one moves from the centre. Newer property developments are also more expensive than older homes. That said, these will typically require less maintenance.


Cost of food and clothing in Malta

Local products are cheaper than imported brands, and supermarkets are more affordable than smaller grocery stores. Produce from roadside markets is inexpensive and fresh. Eating out in Malta is also cheaper than in much of Europe.

The cost of clothing is on par with the rest of Europe, and expats will be able to find many of their favourite designers and brands, though import taxes can push prices up. Since Sliema and Valletta cater to tourists and expats, high-end clothing shops and small retail stores are easy to find.


Cost of transport in Malta

Getting around in Malta is relatively easy and cheap thanks to the island's small size. Most expats find the bus and ferry system adequate for their travelling needs, using taxi services as an adjunct where necessary. Generally though, cars are a more expensive option due to taxes, insurance and petrol. Street parking is usually free of charge, but spaces are limited.


Cost of living in Malta chart 

Prices may vary depending on product and service provider. The list below shows average prices for Valletta in August 2022.

Accommodation (monthly)

One-bedroom apartment in city centre

EUR 970

One-bedroom apartment outside of city centre

EUR 781

Three-bedroom apartment in city centre

EUR 2,286

Three-bedroom apartment outside of city centre

EUR 1,400

Shopping

Eggs (dozen)

EUR 2.70 

Milk (1 litre)

EUR 1.05 

Rice (1kg)

EUR 2.73

Loaf of white bread 

EUR 1.56

Chicken breasts (1kg)

EUR 8.50

Pack of cigarettes (Marlboro)

EUR 5.80

Eating out

Big Mac Meal

EUR 10

Coca-Cola (330ml)

EUR 2.04

Cappuccino

EUR 3.06

Bottle of beer (local)

EUR 3.50

Three-course meal for two at a mid-range restaurant

EUR 100

Utilities

Mobile-to-mobile call rate (per minute)

EUR 0.36

Internet (uncapped ADSL or cable – average per month)

EUR 57.75

Basic utilities (per month for small apartment)

EUR 159.29

Transport

Taxi rate (per kilometre)

EUR 3

Bus/train fare in the city centre

EUR 1.50

Petrol/gasoline (per litre)

EUR 1.37

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