Dreams of a luxurious lifestyle and tax-free salaries continue to attract many expats to work in the UAE, although salaries are less lucrative now than a few years ago, while housing costs have risen disproportionately.

Abu Dhabi and Dubai are the most popular destinations and opportunities abound in a range of sectors, including banking and finance, insurance, construction, retail and services, and the telecoms sector.

Expats should note that Emiratisation – a government policy that aims to increase the number of Emiratis in the workforce – is becoming increasingly prevalent.

Although generous relocation packages are not as common as they used to be, expats will still have plenty of opportunities to both splurge and save. Those in very senior executive positions are likely to still command generous employment benefits such as housing, schooling and transport allowances. As a minimum, expats offered work in the UAE can expect funding of their initial flights there and a return flight to their home country at least once a year, as well as health insurance. If these benefits aren't forthcoming, we recommend expats negotiate with prospective employers.

Most who move to the UAE do so with a confirmed job offer in place and the employer arranges the logistics and the necessary paperwork for the residence and work permit. Expats considering a move should be aware that career flexibility in the UAE can be limited. Since residence depends upon sponsorship, which is tied to an employment contract, it's not easy to move between companies.

With so many expats living and working in the UAE, the business environment is unlikely to present any major culture shock for new arrivals. However, as the UAE is an Islamic country, Emirati businessmen will still take their mandate from Islam and Arab culture, and expats need to remain patient and flexible and always respect the local traditions and customs.

Expat Health Insurance

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Cigna Global Health Insurance - 10% off any plans bought in November and December 2023

With Cigna, you won't have to rely on foreign public health care systems, which may not meet your needs. Cigna allows you to speak to a doctor on demand, for consultations or instant advice, wherever you are in the world. They also offer full cancer care across all levels of cover, and settle the cost of treatments directly with the provider. Cigna is currently offering a 10% discount for seniors (over 60) on their Silver package.

Get a quote from Cigna Global

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