Located in Southern Africa, Zambia is a landlocked country of high plateaus, rugged mountain ranges and gorgeous grasslands teeming with diverse wildlife. It boasts a host of world-class game parks, nature reserves and abundant natural wonders, including the magnificent Victoria Falls and Zambezi River. Expats moving to Zambia with the right attitude and a spirit for adventure are in for a unique experience.
Zambia is sparsely populated, with most of the country’s population living in the capital of Lusaka, the mineral-rich Copperbelt region, or in Livingstone, the country's second-largest city and a popular tourist hub.
Those who are unwilling to give up some of their modern luxuries and necessities may struggle to adjust to living in Zambia. Many Zambians still struggle below the poverty line, and while the Zambian government is attempting to diversify its economy, most of its income is still generated through copper mining and tourism. Agriculture is another major sector. As a result, few expats move to Zambia for casual or services-based work, with most working expats having been placed by international companies and organisations. The low cost of living means most expat salaries allow for a good quality of life in Zambia.
Expats of mostly British, Indian and South African origin are present in the country. Increased Chinese investment in Zambia over recent years has also seen Chinese expats migrate to Zambia.
Western expats are unlikely to struggle with a language barrier as English is the lingua franca of business and schooling, and most Zambians, particularly in the major urban centres, will speak English. Expat parents should note that government schooling is generally not up to international standards. There are private and international schools located in the country, but these are very expensive. Expats living in rural areas may also consider homeschooling as an option for their children.
According to local expat lore, there are two kinds of expats in Zambia: those that make a hasty exit within three months, and those who never want to leave. Unlike other African expat postings, expats in Zambia have far more opportunity to break free of the segregated world of the expat compound and mingle with the locals to enjoy their friendly and warm spirit.
Population: Around 19 million
Capital city: Lusaka (also largest city)
Neighbouring countries: Zambia is bordered by the Democratic Republic of the Congo, Tanzania, Malawi, Mozambique, Zimbabwe, Botswana, Namibia and Angola.
Geography: Zambia is a landlocked country in Southern Africa, consisting mostly of high plateaus with some hills and mountains.
Political system: Unitary presidential constitutional republic
Major religions: Christianity
Main languages: English (official) as well as Bemba and Nyanja.
Money: The Zambian currency is the Zambian Kwacha (ZMK), which is divided into 100 ngwee. Although expats are able to open a bank account in Zambia, many opt to maintain an account with their international bank. While there are plenty of ATMs in Lusaka, expats may struggle to find an ATM in more rural areas.
Time: GMT +2
Electricity: 230V, 50Hz. Typically, square three-pin plugs and two-and three pin round plugs are in use.
Internet domain: .zm
International dialling code: +260
Emergency contacts: 999 (police), 991 (ambulance), 993 (fire)
Transport and driving: Driving is on the left-hand side of the road. Public transport is not comprehensive and expats will likely need their own vehicle.
"I love the weather. It’s peaceful here. There are great malls, supermarkets and movie theatres." Canadian expat Tima shares her experiences of living in Zambia.
"Zambians and those working here tend to be easy to engage if you want to." South African expat Norman has lived in Zambia for a number of years. Here he shares his thoughts on living in Zambia.
"Meeting people is pretty easy, even when you are travelling in Zambia and there are lots of possibilities through sports like golf and in bars and cafes – or even just making an enquiry in the supermarket. Zambians are very friendly." Read more about Belgian expat Jacques's experiences in Zambia.
Are you an expat living in Zambia?
Expat Arrivals is looking for locals to contribute to this guide, and answer forum questions from others planning their move to Zambia. Please contact us if you'd like to contribute.
Expat Health Insurance
Cigna Global can tailor an international health insurance plan to perfectly fit the needs of you and your family. With 86 million customers in over 200 countries, Cigna Global has unrivalled experience in dealing with varied and unique medical situations and delivering high standards of service wherever you live in the world.
Sirelo has a network of more than 500 international removal companies that can move your furniture and possessions to your new home. By filling in a form, you’ll get up to 5 quotes from recommended movers. This service is free of charge and will help you select an international moving company that suits your needs and budget.