For those looking to move to Europe, there are few destinations as exciting as Amsterdam. The city is diverse and international, and its unique culture and excellent quality of life make it one of the continent's most popular cities. Naturally, there are also some downsides to living in Amsterdam, like the fast-moving (and pricey) housing market and the high cost of living.

As with anywhere else, expats will need to weigh up the pros and cons of moving to Amsterdam before setting their plans into motion. We list a few of those below.


Lifestyle in Amsterdam

+ PRO: Rich in culture and history

Tourists flock to Amsterdam from all over to enjoy the city’s wide range of cultural and historical attractions, and expats living in Amsterdam will be lucky enough to have all this right on their doorstep. There will be plenty of time to explore the city and surrounding countryside, stroll through world-famous art galleries and unwind in one of the city's many parks. 

+ PRO: Shopping, eating out and nightlife

The lifestyle in Amsterdam is second to none. The quirky shops, world-class restaurants and legendary nightlife make the free-spirited Dutch capital one of the great European cities. 


Accommodation in Amsterdam

- CON: Demand outstrips supply

As a city with a high population density, it can be hard to find accommodation in Amsterdam. There’s a lot of competition, and rentals are often snatched off the market just as quickly as they're listed. This drives prices up.

Once expats do find a suitable new home, they shouldn’t expect much space, as apartments in Amsterdam are often smaller than what many expats from abroad (certainly from the US) are used to.


Getting around in Amsterdam

+ PRO: One of the world’s most cycle-friendly cities

Amsterdam’s reputation as a city of cyclists is well earned. Around 60 percent of the city’s population uses bicycles for their daily commute. The government has invested in extensive cycling infrastructure, making it a breeze to get around on two wheels. 

+ PRO: Good transport network

Getting around in Amsterdam is easy with many public transport options to choose from, including the metro, buses, trams and trains.

+ PRO: Easy to travel to neighbouring countries

Expats with a bit of wanderlust will be well positioned in Amsterdam. Trains are a popular and easy way of travelling to neighbouring countries such as France, Belgium and Germany. Even London is only five hours away by train, and even quicker by air.


Cost of living in Amsterdam

- CON: Expensive city

As a major European capital, Amsterdam has a high cost of living comparable to other large capital cities of the continent such as Rome and Vienna. The main expense for expats will undoubtedly be accommodation, but costs such as international school fees can also take a large chunk off an expat's budget.

+ PRO: Good quality of life

In Amsterdam, the old adage that a person gets what they pay for rings true. Pricey as it may be, expats in Amsterdam will be able to live well. In fact, Amsterdam has been rated one of the world’s top cities for quality of life.


Education and schools in Amsterdam

+ PRO: Free high-quality local schooling

With government-funded public schooling up to age 16, expat parents won’t need to worry about school fees for most of their child’s school career. Public schools in Amsterdam generally perform well based on international measures, so parents can rest assured that they aren’t compromising on quality.

- CON: Most public schools teach in Dutch

For expats with older children or those who are only in Amsterdam short term, the language barrier at public schools can be an issue. Young children pick up additional languages more easily, so the earlier they start speaking Dutch, the better. It’s also worth mentioning that there are a few public schools that teach bilingually in both English and Dutch. For many families, this is an ideal middle ground.

+ PRO: Wide range of international schools

As the capital of the Netherlands, Amsterdam is a hub for international schools. Parents looking to take this option will find that curricula offered range from Japanese to French to British and beyond. The International Baccalaureate is also popular.


Healthcare in Amsterdam

+ PRO: High-quality healthcare

Expats in Amsterdam will find themselves in a country with one of the world's best-rated healthcare systems. Everyone working in the Netherlands is required to have health insurance so that services can be easily accessed. Doctors are highly skilled the facilities are top-notch.

Expat Health Insurance

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Cigna Global

Cigna Global can tailor an international health insurance plan to perfectly fit the needs of you and your family. With 86 million customers in over 200 countries, Cigna Global has unrivalled experience in dealing with varied and unique medical situations and delivering high standards of service wherever you live in the world. Cigna are offering a 10% discount on all policies bought in November and December.

Get a quote from Cigna Global

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