- Purchase the complete Expat Arrivals Belgium Guide (PDF)
Though the cost of living in Belgium is far from cheap, it's generally not as expensive as other prominent European destinations. Brussels ranked 39th out of 227 countries in the Mercer Cost of Living Survey for 2022.
The Belgian tax and social security systems are well developed. This ensures that incomes are distributed evenly across most industries. Still, for many non-EU nationals, living in Belgium is particularly expensive in the initial transition stages due to the disparity between the Euro and weaker currencies.
Cost of accommodation in Belgium
Rent payments usually account for a large percentage of a person's monthly expenditure in Belgium. Accommodation in Belgium’s cities is generally quite expensive. Expats who are willing to venture outside major urban centres will find that their rental costs are substantially lower.
Energy prices in Belgium are steep, so expats moving here should not expect utilities to be a minor cost.
Cost of entertainment in Belgium
There are a number of entertainment options in Belgium to suit every budget. Museum and gallery entrance fees are generally low. Expats can also visit most of Belgium’s many public parks and historic buildings free of charge.
High-end clubs and restaurants are available in all major urban centres, as are smaller bars and cafes. Brussels is significantly more expensive than other cities in Belgium like Antwerp and Ghent.
Cost of transport in Belgium
The public transport system in Belgium is efficient and affordable. Its extensive network of bus, tram and metro routes makes getting around major cities a relatively hassle-free experience. There are also a number of bicycle hire schemes available for those who prefer to avoid public transport. Transport between major urban centres is often available at a relatively low cost.
Owning a car is not a necessity as long as one lives within easy access of public transport. This should save new arrivals some money when moving to Belgium. For the unlucky ones who can't avoid buying a car, it's likely to be a major expense.
Cost of living in Belgium
Prices vary depending on product and service provider. The list below shows average prices for Brussels in August 2022.
Accommodation (monthly rent) |
|
One-bedroom apartment in city centre |
EUR 920 |
One-bedroom apartment outside of city centre |
EUR 770 |
Three-bedroom apartment in city centre |
EUR 1,610 |
Three-bedroom apartment outside of city centre |
EUR 1,400 |
Groceries |
|
Dozen eggs |
EUR 2.90 |
Milk (1 litre) |
EUR 1 |
Loaf of bread (white) |
EUR 1.80 |
Chicken breasts (1kg) |
EUR 9.70 |
Pack of cigarettes (Marlboro) |
EUR 7.50 |
Utilities/household |
|
Mobile call rate (per minute – mobile to mobile) |
EUR 0.27 |
Internet (uncapped ADSL or cable – average per month) |
EUR 50 |
Electricity, heating, water (average per month for a standard household) |
EUR 190 |
Eating out and entertainment |
|
Three-course meal at a mid-range restaurant for two |
EUR 65 |
Big Mac Meal |
EUR 9 |
Cappuccino |
EUR 3.20 |
Coca-Cola (330ml) |
EUR 2.50 |
Local beer (500ml) |
EUR 5 |
Transportation |
|
Taxi (rate per km) |
EUR 2 |
City centre public transport |
EUR 2.40 |
Petrol (per litre) |
EUR 1.90 |
Further reading
►For more on managing finances, see Banking, Money and Taxes in Belgium
Expat Experiences
"The city is so cycle-friendly that we didn’t spend much on petrol. Supermarkets were average in terms of price, but I preferred my local market." Read more of Nina's expat interview
"Petrol, clothing and some food I find expensive. Public transport, beer and some food are good value." Scottish expat David tells us about Brussels life in his expat interview.
Are you an expat living in Belgium?
Expat Arrivals is looking for locals to contribute to this guide, and answer forum questions from others planning their move to Belgium. Please contact us if you'd like to contribute.
Expat Health Insurance
Cigna Global
If you’re thinking about taking out private health insurance, our trusted partner Cigna Global is very aware of all the difficulties that expats can face when it comes to healthcare in a new location, so they have created a range of international health insurance plans specifically designed for expats, which you can tailor exactly to the needs and ensure access to quality care for you and your family.
Moving Companies
Moving Internationally?
Sirelo has a network of more than 500 international removal companies that can move your furniture and possessions to your new home. By filling in a form, you’ll get up to 5 quotes from recommended movers. This service is free of charge and will help you select an international moving company that suits your needs and budget.