The gorgeous city of Munich lies just north of the beautiful Bavarian Alps and straddles the River Isar. The city is one of the most picturesque in Europe with centuries-old architecture and scenic lanes, but it's probably best known for it its beer, and more specifically its world-famous Oktoberfest which celebrates the city's wonderful brewing culture.

Living in Munich as an expat

With a city motto like 'Munich Loves You', it shouldn’t be long before expats moving to Munich feel welcome in the Bavarian capital. With an exuberant mix of trendy shops and restaurants, bellowing beer halls and leafy parks, it's easy to see why it attracts so many expats.

One of Germany's most prosperous cities, Munich is a centre for biotechnology and software development, attracting professional expats looking for high living standards and a chance to grow their careers. With its favourable business climate, it boasts one of the country's lowest unemployment rates and is home to some of its highest earners – the fleets of luxury vehicles cruising down the Autobahn show that it's as much a place of style as it is of wealth.

The standard of accommodation in Munich is excellent, although finding a suitable property can be difficult because demand often outstrips supply. Still, whether they're young professionals or parents after a quieter neighbourhood, expats are likely to find a suburb in Munich that suits them.

Cost of living in Munich

The cost of living in Munich is undeniably high. Indeed, it's the highest in Germany. That said, while housing and utility costs are steep, expats can save money by using the city's affordable public transport to get around. Other costs include compulsory health insurance and, if parents wish to send their kids to an international school, they'll need to consider the significant tuition. 

Expat families and children

There's plenty to see and do in Munich. It's rich in history and culture, and its events calendar is packed throughout the year. The city embraces modernity while preserving heritage, creating an atmosphere where small-town living meets high-tech innovation. It also features historical sites such as the bustling Marienplatz, Maximilianstrasse, and the city's cultural epicentre in Maxvorstadt, all educational experiences for the youngsters. 

Speaking of education, Munich is blessed with a multitude of excellent public, private and international schools, while tertiary institutions in Munich are some of the best in the country, so parents will have a rich variety to choose from.

Expat parents can also rest assured that they'll have access to superb private and public healthcare. The city is home to numerous surgical centres and specialised practitioners, and features some of the most advanced hospitals in the world. 

Climate in Munich

Munich's weather can be unpredictable. Summers are mild and warm, but can also be exceptionally wet, and a typical day could see lovely sunny weather interspersed with dramatic thunderstorms. Winters are cold with light snowfalls.

No matter what expats are looking for in a city, they can find it in Munich without compromise. While some cities have to rely on certain distinguishing features to make up for those that may be lacking, Munich really has it all.

Expat Health Insurance

Cigna Health Insurance

Cigna Global Health Insurance.

Moving your family abroad can be intimidating, but learning about medical options such as family health insurance early on can help you settle successfully.

  • Comprehensive Family coverage, wherever you go
  • Paediatric coverage for well-child visits & immunizations
  • Access to dental and orthodontic care
  • 24/7 multilingual Customer Service

Get a quote from Cigna Global (10% off family health plans in June)

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