Cost of Living in San Diego

The cost of living in San Diego is on par with the state average but roughly 40 percent higher than the national average. New arrivals moving to San Diego typically earn lucrative salaries and can afford to get by comfortably, although the cost of rent can put a serious dent in the budget.

Cost of accommodation in San Diego

The cost of accommodation in San Diego is one of the highest in the USA. This rising cost has been fuelled by the city’s population growth, which has led to an increase in housing demand.

Although San Diego has sky-high rental prices, some areas and suburbs have more affordable housing. Neighbourhoods such as City Heights, Mountain View and Paradise Hills offer reasonably priced housing in the city centre, coast and southeastern part of the city.

Over and above rental costs, you’ll also need to account for an initial security deposit along with monthly utilities. Fortunately, the weather in San Diego is temperate for most of the year, which reduces electricity costs. In fact, the cost of utilities in San Diego is roughly 10 percent lower than the state average.

Cost of transport in San Diego

Public transport in San Diego is comprehensive and generally efficient. Even though commuting costs in San Diego are not particularly expensive, they are still higher than the state average. Still, if you’re a regular traveller, you can reduce these costs by purchasing a reloadable PRONTO card that offers discounts.

Those looking to explore outside the city centre will likely need a car, but this comes at a high cost. In addition to the initial purchase price, newcomers must budget for maintenance, service, fuel, insurance and toll costs. Alternatively, San Diego is a cycle-friendly city, and this is an affordable and healthy way to get around.

Cost of groceries in San Diego

San Diego is home to many wonderful farmer’s markets where residents can buy fresh local produce at affordable prices. The cost of pantry staples will largely depend on where you choose to shop. Buying imported products at upmarket supermarkets such as Whole Foods and Barons Market is more expensive than shops like Food4Less.

Cost of entertainment and eating out in San Diego

One of the best things about the lifestyle in San Diego is the diversity of entertainment options on offer at different price points. Nature-loving newcomers who prefer being outside will have plenty of opportunities in San Diego, with activities such as swimming, hiking and surfing on offer at little to no cost. Events and theatre can be pricey, though.

Eating out in San Diego is affordable, with many restaurants offering fantastic food at great prices. Thanks to the city’s many international influences, there are plenty of cuisines on offer. Newcomers who are willing to shell out will also not be disappointed, with a number of Michelin-starred restaurants in the city.

Cost of healthcare in San Diego

San Diego boasts excellent healthcare and qualified medical practitioners, but the cost of accessing this care without health insurance is high. Most people moving to the city for work are fortunate enough to have this cost included in their employment package. It is essential that those without this benefit purchase comprehensive health insurance to ensure their healthcare needs are catered for.

The cost of health insurance is determined individually but is typically calculated based on age, health status and lifestyle habits. Generally, though, health insurance can be pricey.

Cost of education in San Diego

Public schools in San Diego are free for all to attend, and the standard of education and schools in the city is largely adequate. Some school districts perform better than others, so parents looking to send their children to the best public schools will need to prioritise finding a home in their catchment areas.

Although most foreign parents are happy sending their children to local schools in San Diego, those in the city for a short assignment may consider private or international schools that offer a curriculum aligned with that of their home country. This will cost a pretty penny, though, as these schools charge steep fees. Most parents will find that the standard of teaching, the school facilities and the variety of extracurricular activities more than make up for the high cost.