The cost of living in New Zealand is rather high and, like most countries, it tends to fluctuate depending on the area. The cost of living also varies from island to island; the South Island is significantly cheaper than the North Island. Auckland and Wellington ranked 103rd and 123rd respectively in the 2020 Mercer Cost of Living Survey. This makes them more expensive to live in than cities such as Brisbane and Stockholm, but cheaper than Hong Kong and Seattle.

The cost of accommodation in New Zealand

Accommodation is likely to be the biggest expense for anyone moving to New Zealand. Rental prices for properties in the city centre also tend to be more expensive than those in the suburbs. 

Properties in New Zealand are typically more spacious than expats might be used to, especially those from Europe. Properties, if furnished, are also generally furnished to a high standard. 

Utilities are usually not included in the rental price of a property, so expats should budget accordingly. It can get bitterly cold in New Zealand during the winter months which results in higher heating bills. 

Cost of groceries in New Zealand

Groceries tend to be expensive in New Zealand. Expats should keep in mind that New Zealand is remote and isolated, so specific groceries often have to be imported, increasing their cost. That said, expats can purchase local goods and take advantage of the special offers that commonly run at supermarkets and convenience stores. Many locals also save money by buying in bulk. 

Cost of transport in New Zealand

Many expats will find that car prices are relatively inexpensive compared to those in their home countries. While people don't necessarily need a car, especially in urban areas, it can be useful for expats with families or those who like to travel.

That said, public transport is reasonably priced in New Zealand and regular users can save money by purchasing monthly or annual transport passes. 

Cost of living in New Zealand

Note that prices may vary depending on product and service provider. The list below shows average prices in Auckland in March 2021.

Accommodation (monthly rent)

One-bedroom apartment in city centre

NZD 1,900

Three-bedroom apartment in city centre

NZD 3,400

One-bedroom apartment outside of the city centre

NZD 1,600

Three-bedroom apartment outside of the city centre

NZD 2,700


Dozen eggs

NZD 6.30

Milk (1 litre)

NZD 2.80

Loaf of white bread

NZD 3.10

Chicken breasts (1kg)

NZD 15

Pack of cigarettes (Marlboro)

NZD 35


Mobile call rate (per minute – mobile to mobile)

NZD 0.30

Internet (uncapped ADSL or cable – average per month)

NZD 76

Basic utilities (average per month for a small apartment)

NZD 207

Eating out and entertainment

Three-course meal at a mid-range restaurant for two

NZD 120

Big Mac Meal 

NZD 13.50



Coca-Cola (330ml)

NZD 3.35

Local beer (500ml)

NZD 10


Taxi rate per km

NZD 2.65

City centre public transport

NZD 3.80

Petrol (per litre)

NZD 2.10

Expat Health Insurance

Cigna Health Insurance

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William Russell Health Insurance

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Moving Companies

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Sirelo has a network of more than 500 international removal companies that can move your furniture and possessions to your new home. By filling in a form, you’ll get up to 5 quotes from recommended movers. This service is free of charge and will help you select an international moving company that suits your needs and budget.

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