Cost of Living in New Zealand

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The cost of living in New Zealand is relatively high, though, like most countries, it varies depending on the area. The North Island, particularly cities like Auckland and Wellington, tends to be more expensive than the South Island, where living costs are generally lower.

Auckland and Wellington are among the pricier cities in New Zealand, although they remain more affordable than some major international destinations. While daily expenses such as food and utilities can be high, many expats find that the overall quality of life and natural beauty of the country make the costs worthwhile.

Cost of accommodation in New Zealand

Accommodation is likely to be the highest expense for anyone moving to New Zealand. Rental prices for properties in the city centre also tend to be steeper than those in the suburbs.

Properties in New Zealand are typically more spacious than expats might be used to, especially those from Europe. If furnished properties are finished, they are also usually to an excellent standard.

Utilities are often not included in the rental price of a property, so expats should budget accordingly. It can get bitterly cold in New Zealand during the winter months, which results in higher heating bills.

Renting Accommodation in New Zealand

Cost of groceries in New Zealand

Grocery prices in New Zealand tend to be high. Expats should keep in mind that New Zealand is remote and isolated, so specific groceries frequently have to be imported, increasing their cost. That said, expats can purchase local goods and take advantage of the special offers commonly run in supermarkets and convenience stores. Buying in bulk is also a great way to lower the grocery bill.

Cost of transport in New Zealand

Many expats will find that car prices here are relatively inexpensive compared to those in their home countries. While a car isn’t really needed in New Zealand, especially in urban areas, owning one can be useful for expats with families or those who like to travel.

That said, public transport is reasonably priced in New Zealand, and regular users can save money by purchasing monthly or annual transport passes.

Public Transport and Driving in New Zealand

Cost of healthcare in New Zealand

The cost of healthcare in New Zealand can vary depending on a few factors. Expats who hold a work visa and are employed in New Zealand for more than two years may be entitled to publicly funded healthcare services, which can significantly reduce the cost of medical treatment.

Aside from government-funded healthcare, if anyone, resident or visitor, is injured while in New Zealand, they are usually covered by the country’s Accident Compensation Scheme.

Expats in New Zealand also have the option of private healthcare. Private healthcare can provide faster access to medical treatment and a wider range of services than the public healthcare system, but it can be costly. We recommend purchasing health insurance to cover any unexpected medical expenses, as healthcare costs in New Zealand can be high for those without medical insurance.

Healthcare and Health Insurance in New Zealand

Cost of entertainment and eating out in New Zealand

New Zealand offers a range of entertainment options for residents and tourists alike, such as visiting national parks, hiking trails and museums. These activities are free or cheap. Cinemas and concert venues are also available in most cities, although these activities are on the pricier side.

Eating out in New Zealand can also be costly, especially in urban areas, with prices varying depending on the type of cuisine and restaurant. Many restaurants in New Zealand offer an early bird or lunchtime special that can help save money, and it’s also common to find food trucks and markets that offer affordable and tasty options.

Cost of education in New Zealand

New Zealand has a well-regarded education system, with a range of options available from primary school to university. Public schools are generally free for residents, but there may be additional costs for uniforms, stationery and extracurricular activities. Private schools can be fairly steep, but they typically offer smaller class sizes, better amenities and a wider range of extracurriculars.

Higher education in New Zealand is also available at universities and institutes of technology. Scholarships and financial aid may be available to help offset the cost of education.

Education and Schools in New Zealand