When considering a move abroad, it can be all too easy to assume that a rosier life awaits, yet it occasionally turns out the grass on the other side really does have a greener sheen. Nevertheless, all serial expats will attest that every city and country has its pluses and minuses.

For those expats who are still hovering on the fence and weighing up the positives and negatives of relocating to the Lion City, here’s a helpful list of some pros and cons of moving to Singapore.

Climate in Singapore

+ PRO: It’s warm and balmy all year round

The temperature ranges from 86 (30°C) to 92°F (33°C) from January to December, making it perfect swimming weather year-round. It’s a bit cooler in the evenings, around 77°F (25°C), and most properties have air-con. There’s no need to bring jumpers or coats when you move here.

- CON: There are no seasons, and it rains a lot

The humidity here usually hovers around 70 percent or more and will undoubtedly take some getting used to. New arrivals often take two or three showers a day just to cool down. It also rains a lot. Not drizzle, but proper heavy tropical downpours, particularly during monsoon season. These are often short, sharp and sudden, but they can also last all day. Seasoned expats are never far from an umbrella (which is also good for shade).

Education in Singapore

Whether expats want to enrol their child in a local public school or a private international school, several schooling options provide world-class education in Singapore.

+ PRO: Great schools to choose from

There are many good public schools in Singapore which are affordable and provide high-quality education. Private international schools are also a great choice, particularly for expats who want their children to continue with the school curriculum from their home country.

- CON: Expensive school fees, difficult to get into

Although public education is the most affordable option in Singapore, most expats are required to pay more than the locals for school fees. Private international school tuition can be expensive, but employers will sometimes cover education costs or a portion thereof. Both public and private schools in Singapore tend to be oversubscribed, so expat parents should start the application process well in advance of their move.

Healthcare in Singapore

singapore health

Expats will find that good quality healthcare is readily available in Singapore, regardless of health insurance. Even for those without access to the city-state’s subsidised system, healthcare in Singapore is still reasonably priced as long as expats are insured.

+ PRO: Plenty of doctors and facilities to choose from

There are numerous private hospitals, public hospitals, and outpatient clinics throughout the island from which to choose. Those who have insurance can contact their provider for a list of recommended doctors and clinics.

- CON: Possible upfront costs

An unexpected trip to the doctor may end up being somewhat expensive, especially if the facility or doctor doesn’t accept direct bill settlement from insurance companies. If this is the case, the patient is expected to pay upfront for the consultation and any other services provided at the time of the visit, including prescriptions for medication. The insurance company usually reimburses these medical bills, but the upfront payment can come as a shock for those living on a budget.

Find out if you need health insurance in Singapore.

Accommodation in Singapore


Much of the housing in Singapore comes in the form of high-rise condos or apartments. Even those who live in a freestanding home will find that backyards are rarities, but there are many green spaces and parks around the island to make up for it.

+ PRO: Plenty of options

Whether expats want to rent an HDB (government-owned) flat or a privately owned condo, they’ll have loads of options, as high-rise developments are still springing up all over Singapore. Most privately owned condos and apartments, especially the new ones, have on-site amenities such as pools, playgrounds, gyms and function rooms. Landed homes (similar to single-family homes in the US) can be found in the suburbs.

- CON: Rent is expensive

Because space on the island is at a premium, rent in Singapore can be exorbitant. Expect to pay more for a place closer to the city centre, Orchard Road, Holland Village, and other desirable neighbourhoods. Expats willing to move further away from the central parts of town just might score a good deal.

Safety in Singapore

+ PRO: Low crime rate

Singapore is an exceptionally safe country with low crime rates and a zero-tolerance policy when it comes to drugs.

- CON: Poor pedestrian and cyclist safety

Pedestrians do not have the right of way in Singapore, so it’s a smart idea to use crosswalks whenever possible. Sometimes, bikes share the sidewalks with pedestrians, but sidewalks tend to be narrow, which can pose a danger. Although work is being done to rectify this, Singapore has limited cycling infrastructure, and most cars and trucks do not look out for bikes on the road. 

Anyone who is going to ride a bicycle should wear a helmet and be as predictable as possible on the road. Use the Park Connector pathways when possible to avoid dangerous roads.

Transport in Singapore

Cyclist resting in view of Marina Bay Ferris Wheel

Singapore might be a small country, but its road network and transport system are extensive. Whether one drives, takes the train or rides the bus, getting around the island is easy.

+ PRO: Great public transport

Getting around Singapore by bus or MRT is a piece of cake. Public transportation is as cheap as chips, too. Even more train lines are expected to be added to the already extensive network, making even the furthest corners of the island easily accessible. Cabs, which are also extremely affordable, are an alternative mode of transportation, and so are the bevvy of easy-to-use ride-hailing apps.

- CON: Cars are costly

Owning a car in Singapore is a seriously expensive undertaking. Between heavy customs duties, taxes and insurance fees, as well as the price of tolls and parking, the convenience of owning a car comes at a high price.

Travel from Singapore

Getting to Singapore might be a long and arduous journey for most expats, but once settled here, the city-state serves as an excellent base for myriad close-by getaways.

+ PRO: Cheap, accessible travel

If expats are looking to get away for a weekend, Singapore is an ideal jumping-off spot for travel in Southeast Asia. Several budget airlines offer affordable fares to neighbouring countries such as Thailand, Vietnam and Malaysia. Sometimes, planning a trip at the last minute can result in highly affordable airfare.

Social scene in Singapore

+ PRO: Easy to make friends

It usually doesn’t take new arrivals long to make friends in Singapore, whether expat or local. Many online forums and social media groups provide both expats and locals with the opportunity to come together over shared interests.

Otherwise, be on the lookout for organisations that host social events, as these are great places to meet like-minded individuals. Consider becoming a member of an expat club or society, such as the American Association or the British Club. 

These are the centre of the social scene for many expats. Expats can also consider taking a class, volunteering, or starting a blog about life in Singapore.

- CON: Pricey party scene

Singapore puts a heavy ‘sin tax’ on alcoholic beverages, making a night out on the town a costly affair. The nicer clubs and bars sell drinks at a premium.

Expat Health Insurance

Cigna Health Insurance

Cigna Global Health Insurance.

Moving your family abroad can be intimidating, but learning about medical options such as family health insurance early on can help you settle successfully.

  • Comprehensive Family coverage, wherever you go
  • Paediatric coverage for well-child visits & immunizations
  • Access to dental and orthodontic care
  • 24/7 multilingual Customer Service

Get a quote from Cigna Global (10% off family health plans in June)

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